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Santa Rosa County Federal Credit Union
 
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INVESTMENT RATES

 
Term Share Certificates - EFFECTIVE  APRIL 2018.
Term Share Certificates Interest Rate Annual Percentage Yield
3 Month Term 0.50% 0.50%
6 Month Term 0.75% 0.75%
12 Month Term 1.19% 1.20%
18 Month Term 1.19% 1.20%
24 Month Term 1.49% 1.50%
30 Month Term 1.49% 1.50%
36 Month Term 1.74% 1.75%
 
Individual Retirment Accounts - EFFECTIVE APRIL 2018
IRA Certificates Interest Rate Annual Percentage Yield
12 Month Term 1.19% 1.20%
24 Month Term 1.49% 1.50%
36 Month Term 1.74% 1.75%

 Come see one of our Members Services Representative for more information and an application.

 

 

 


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LOAN RATES

 
Loan Rates as of MARCH 2018.
Loan Type Approximate Term Annual Percentage Rate
New & Used Automobile Loan Up to 36 Months 2.49% - 12.49%
New & Used Automobile Loan Up to 66 Months 3.25% - 13.25%
New & Used Automobile Loan Up to 75 Months 3.49% - 13.49%
New & Used Automobile Loan Up to 84 Months 4.49% - 14.49%
OLDER Used Automobile Loan Up to 60 Months 5.99% - 15.99%
Rebuilder Automobile Loan   15.00%
Starter Automobile Loan   15.00%
Signature Loans Up to 60 Months 10.40% - 17.90%
Rebuilder Signature Loans   18.00%
Personal Property Loans Up to 48 Months 10.90% - 17.90%
Line of Credit Loans Up to 60 Months 9.90% - 15.40%
Vacation Loans Up to 12 Months 9.90% - 12.00%
Christmas Loans Up to 12 Months 9.90% - 12.00%
New & Used Boat Loan Up to 60 Months 3.99% - 13.99%
New & Used Boat Loan Up to 72 Months 4.25% - 14.25%
New & Used Boat Loan Up to 84 Months 5.25% - 15.25%
New & Used Boat Loan Up to 120 Months 5.75% - 15.75%
New & Used RV/Motor-home Loan Up to 60 Months 3.99% - 13.99%
New & Used RV/Motor-home Loan Up to 72 Months 4.25% - 14.25%
New & Used RV/Motor-home Loan Up to 84 Months 5.25% - 15.25%
New & Used RV/Motor-home Loan Up to 120 Months 5.75% - 15.75%
New & Used RV/Motor-home Loan Up to 144 Months 6.25% - 16.25%
New & Used RV/Motor-home Loan Up to 180 Months 6.75% - 16.75%
Disaster Loans   7.25%
New & Used Motorcycle Loan Up to 60 Months 3.99% - 13.99%
New & Used Motorcycle Loan Up to 72 Months 4.25% - 14.25%
New Tractor Loans Up to 60 Months 8.90% - 17.90%
Unimproved Property Loans Up to 60 Months 5.49%
Unimproved Property Loans Up to 120 Months 6.25%
Unimproved Property Loans Up to 144 Months 6.49%
Unimproved Property Loans Up to 180 Months 6.99%
Home Equity Loan Up to 60 Months 4.75%
Home Equity Loan Up to 120 Months 4.99%
Home Equity Loan Up to 180 Months 5.25%
Home Equity Loan Up to 240 Months 5.75%

 Come see one of our loan officers for more information and an application. 

 


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CREDIT CARD RATES

 
MASTERCARD PLATINUM
  Annual fee   None
  Annual percentage rate for purchases   9.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

 

MASTERCARD CLASSIC
  Annual fee   None
  Annual percentage rate for purchases   12.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

 

MASTERCARD STARTER
  Annual fee   None
  Annual percentage rate for purchases   14.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00


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LOAN OFFICER LISTING > SRCFCU ROUTING NUMBER: 263280939

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