WELCOME TO SANTA ROSA COUNTY FEDERAL CREDIT UNION!

Whether you’re saving, borrowing, or planning ahead, we’re here to help you thrive.

Open an Account

New Year. New Ride.

Low rates. Flexible terms. Financing made easy.

Auto Loans

New Year. Smarter Spending.

SRCFCU Mastercard® with rates as low as 9.90% APR* to help you start the year strong.

Apply for a Credit Card

Home Projects Made Possible

Big Projects. Small Payments. Finance upgrades, remodels, or major expenses with a Home Equity Loan.

Learn More

Hit Reset on Your Finances

A Personal Loan can help you pay off high-interest balances and simplify your payments.

Learn More

Auto Loans
as low as
4.24
%
APR*

See Our Auto Loans

Home Equity Loans
as low as
6.24
%
APR*

See our home loans

Certificates
as high as
3.75
%
APY**

See our Certificates

Credit Cards
as low as
9.90
%
APR*

See our Credit cards

How Can We Help You Today?

Become A Member

If you live, work, worship or go to school in Santa Rosa, Escambia or Okaloosa Counties, you can join. Apply easily online today!

Become A Member

Apply For A Loan

Ffrom credit cards to auto and home loans, explore and compare to find the one that’s right for you!

Apply For a Loan

Current DEALS

Mastercard Promotion
Lock in 6.49% APR for the LIFE of balance transfers now through March 31st. Lower your monthly payment today!

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Choose a Local
Debit Card Design!

Pick Your Plastic

Community Involvement

Making a Difference Together Since 1957

At Santa Rosa County Federal Credit Union, our story began over six decades ago, rooted in a commitment to serve the hardworking individuals and families of Santa Rosa, Escambia, and Okaloosa Counties.

Since 1957, we’ve been more than a financial institution – we’ve been a part of your community, supporting the growth, dreams, and well-being of our neighbors.

Learn More About Our Community Involvement