WELCOME TO SANTA ROSA COUNTY FEDERAL CREDIT UNION!

Whether you’re saving, borrowing, or planning ahead, we’re here to help you thrive.

Open an Account

Love Your Drive Again

Auto Loans as low as 4.24% APR. Financing made easy.

Auto Loans

Unlock the Value in Your Home

Turn your equity into cash for renovations, debt consolidation, or whatever’s next.

Home Equity Loans

Reset Your Finances

Pay off high-interest balances and simplify your payments with a Personal Loan.

Learn More

Auto Loans
as low as
4.24
%
APR*

See Our Auto Loans

Home Equity Loans
as low as
6.24
%
APR*

See our home loans

Certificates
as high as
3.51
%
APY**

See our Certificates

Credit Cards
as low as
9.90
%
APR*

See our Credit cards

How Can We Help You Today?

Become A Member

  Membership is open to anyone within Santa Rosa, Escambia or Okaloosa Counties. Apply easily online today!

Become A Member

Apply For A Loan

  From credit cards to auto and home loans, explore and compare to find the one that’s right for you!

Apply For a Loan

DIGITAL BANKING

 Bank anytime with mobile deposit, card controls, bill pay, alerts, and more — all from your phone.

Learn More

Choose a Local
Debit Card Design!

Pick Your Plastic

Navarre Beach Pier

Community Involvement

Making a Difference Together Since 1957

At Santa Rosa County Federal Credit Union, our story began over six decades ago, rooted in a commitment to serve the hardworking individuals and families of Santa Rosa, Escambia, and Okaloosa Counties.

Since 1957, we’ve been more than a financial institution – we’ve been a part of your community, supporting the growth, dreams, and well-being of our neighbors.

Learn More About Our Community Involvement