Membership
Become a Member-Owner
More than a bank — we’re your local, not-for-profit credit union serving Northwest Florida. When you join Santa Rosa County Federal Credit Union, you become a member-owner with access to better rates, fewer fees, and personalized service.
Who Can Join?
You’re eligible for membership at Santa Rosa County Federal Credit Union if you:
Live, work, go to school, or worship in Santa Rosa, Escambia, or Okaloosa Counties in Northwest Florida, or
Are an immediate family member of someone who qualifies.
We’re proud to serve our local community and welcome you to join the SRCFCU family.
What You’ll Need to Open a Membership
Getting started is easy. Please have the following ready:
A government-issued photo ID
(Driver’s license, state ID, or military ID)Your current address information
If it differs from your ID, bring proof such as a utility bill, paystub, tax bill, or vehicle registration.$25 to open your Savings (Share) Account
This deposit activates your membership and gets your account started.
Why Join SRCFCU?
Better Rates & Lower Fees
Local, Friendly Service
Secure Online & Mobile Banking
Member-Owned Difference
Santa Rosa County FCU Reviews
“The whole staff at SRFCU make you feel like family.”
“A great place to bank! I love that whenever I call, a kind and helpful person answers—no recordings, no endless menus. It feels just like a hometown bank should.”
“Great people. Great place. I’ve been banking here 25+ years and never looked back.”
