Savings Certificates
Our Savings Certificates offer some of the most attractive certificate rates in the area. The minimum balance for each certificate is $1,000. Dividends are paid monthly and can be reinvested into the certificate or can be transferred to another share account with the credit union.
| Savings Certificates | Interest Rate | APY** |
|---|---|---|
| 3 Month Term | 0.90% | 0.90% |
| 6 Month Term | 1.98% | 2.00% |
| 9 Month Term | 3.45% | 3.51% |
| 12 Month Term | 2.72% | 2.75% |
| 18 Month Term | 2.72% | 2.75% |
| 24 Month Term | 2.72% | 2.75% |
| 30 Month Term | 2.72% | 2.75% |
| 36 Month Term | 2.72% | 2.75% |
Individual Retirement Accounts (IRAs)
We also offer very attractive rates on our IRA certificates. The minimum balance for each IRA certificate is $25. Dividends are paid quarterly and are reinvested into the IRA certificate.
| IRA Certificates | Interest Rate | APY** |
|---|---|---|
| 12 Month Term | 2.72% | 2.75% |
| 24 Month Term | 2.72% | 2.75% |
| 36 Month Term | 2.72% | 2.75% |
Disclaimers: **APY = Annual Percentage Yield. Rates are accurate as of March 5, 2026 and are subject to change without notice. Minimum deposit of $1,000 required to open and earn the stated APY. Dividends are compounded and credited monthly. Early withdrawal penalties may apply and could reduce earnings. Membership required.